|
Interest Rates and Annual Percentage Yields effective as of
06/23/2008. (Annual Percentage Yield "APY" assumes interest
credited is not withdrawn until maturity or renewal.)
Note: Principal
withdrawals prior to the renewal date may be subject to substantial
early withdrawal penalties. Renewal grace period is 7 calendar days.
Penalties are not assessed if account holder is deceased.
FIRST FEDERAL IS CURRENTLY NOT ACCEPTING ANY NEW OUT-OF-STATE DEPOSIT ACCOUNTS.
CHECK OUT OUR SPECIAL CD RATES!!!
Certificate of Deposit Rates
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|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
10 month
|
3.10%
|
3.14%
|
$500
|
SPECIAL
3 years
|
3.93%
|
4.00%
|
$500
|
SPECIAL
48-59 months
|
4.41%
|
4.50%
|
$500
|
SPECIAL
60-84 months
|
4.41%
|
4.50%
|
$500
|
|
|
|
|
|
|
3 Month
|
2.15%
|
2.17%
|
$500
|
|
6 Month
|
2.47%
|
2.50%
|
$500
|
|
12 Month
|
2.61%
|
2.64%
|
$500
|
|
18 Month
|
2.75%
|
2.78%
|
$500
|
|
30 Month
|
2.98%
|
3.02%
|
$500
|
|
4 Year
|
4.41%
|
4.50%
|
$500
|
|
5 Year
|
4.41%
|
4.50%
|
$500
|
-- Rates are subject to change at any time --
|
|
Jumbo Certificate of Deposit and Jumbo Individual Retirement Account Rates
|
|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
10 month
|
3.20%
|
3.25%
|
$100,000
|
SPECIAL
3 years
|
4.03%
|
4.11%
|
$100,000
|
SPECIAL
48-59 months
|
4.51%
|
4.60%
|
$100,000
|
SPECIAL
60-84 months
|
4.51%
|
4.60%
|
$100,000
|
|
3 Month
|
2.25%
|
2.27%
|
$100,000
|
|
6 Month
|
2.57%
|
2.60%
|
$100,000
|
|
12 Month
|
2.71%
|
2.74%
|
$100,000
|
|
18 Month
|
2.85%
|
2.89%
|
$100,000
|
|
30 Month
|
3.08%
|
3.12%
|
$100,000
|
|
4 Year
|
4.51%
|
4.60%
|
$100,000
|
|
5 Year
|
4.51%
|
4.60%
|
$100,000
|
-- Rates are subject to change at any time --
|
|
Individual Retirement Account Rates
|
|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
10 month
|
3.10%
|
3.14%
|
$100
|
SPECIAL
3 years
|
3.93%
|
4.00%
|
$100
|
SPECIAL
48-59 months
|
4.41%
|
4.50%
|
$100
|
SPECIAL
60-84 months
|
4.41%
|
4.50%
|
$100
|
|
3 Month
|
2.15%
|
2.17%
|
$100
|
|
6 Month
|
2.47%
|
2.50%
|
$100
|
|
12 Month
|
2.61%
|
2.64%
|
$100
|
|
18 Month
|
2.75%
|
2.78%
|
$100
|
|
30 Month
|
2.98%
|
3.02%
|
$100
|
|
4 Year
|
4.41%
|
4.50%
|
$100
|
|
5 Year
|
4.41%
|
4.50%
|
$100
|
-- Rates are subject to change at any time --
|
|
|
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