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At
First Federal Savings Bank, you can chose from a selection of Savings
Accounts designed to help you set aside money for when you need it,
while earning a competitive interest rate. Also, your free First Federal
ATM Card gives you access to your account nationwide.
Regular
Savings
- $10
minimum to open
- Earn
Interest at Regular Savings Rate
- No monthly
service charge
- Free
ATM card available
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Savings
Plus
(Where you earn more interest if you maintain $1,000 balance.)
- $1000
minimum to open
- Higher
interest rate for balances over $1,000
- No monthly
service charge
- Free
ATM card available
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Idaho
Medical Savings Account
(Set aside money to pay medical bills where it earns interest free of
state taxes.)
- $100
minimum to open
- Earn
interest at a higher rate than regular savings.
- Deposits
limited to $2,000 per year, individual, $4,000 per year, joint.
- Six
transfers allowed per month by pre-authorized, automatic, or telephone
transfer with no more than three by check, draft, or similar order
to third parties.
- A per
item fee of $5.00 charged for each transaction in excess of the above
limitations.
- Maintain
$100 daily balance to avoid $3.00 service charge.
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MMDA
Account Tiered Rate
(Earn a higher rate for maintaining higher balances.)
- $5,000
minimum to open
- Tiered
rate on higher balances
- Free
ATM card available
- Check
writing privileges
- Six
transfers allowed per month by pre-authorized, automatic, or telephone
transfer with no more than three by check, draft, or similar order
to third parties.
- A per
item fee of $5.00 charged for each transaction in excess of the above
limitations.
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