| EFFECTIVE
JUNE 3, 2008 |
| PRODUCT |
FEE |
| Internet
Banking Setup |
Free |
| Internet
Banking Access (monthly) |
Free |
| Internet
Banking Bill Payment |
Free |
| Check
Printing |
varies
according to style |
| Cashier's
Checks |
$3.00 |
| Money
Orders |
$2.00 |
| Overdraft
/ Nonsufficient Funds (each) |
$25.00 |
| Account
Research - the lesser of: |
| Per
Item |
$5.00 |
| Per
Hour |
$25.00 |
| Account
Balance Assistance (minimum charge) |
$25.00 |
| Account
Verification |
$10.00 |
| Stop
Payments |
$25.00 |
Account
Closed
(within 90 days of opening) |
$5.00 |
Domestic
Wire Transfer
(incoming) |
$5.00 |
Domestic
Wire Transfer
(outgoing) |
$15.00 |
International
Wire Transfer
(customers only) |
$40.00 |
| International
ACH Remittance |
$15.00 |
| Savings
/ MMDA Overdraft Transfer |
$2.50 |
| HSA
/ IRA Transfer Outgoing |
$10.00 |
Collections
(outgoing & incoming) |
$20.00 |
| Foreign
Currency Exchange (customers) |
$5.00 |
| Items
Deposited and Returned |
$3.00 |
| Returned
Mail Fee |
$2.50 |
| Inactive
Account (monthly)** |
$1.00 |
| Excessive
Savings / MMDA Transactions (each) |
$5.00 |
| Garnishments,
Levies & Attachments |
$25.00 |
| Safe
Deposit Box Lost Key |
$15.00 |
| Safe
Deposit Box — Drill Box Open |
$175.00 |
| Traveler's
Checks |
Free |
Traveler's
Checks
(2 signatures) |
1%
of purchase |
| Traveler's
Gift Checks |
$2.50 |
| American Express Gift Card |
$3.95 |
| Visa Gift Card |
$2.00 |
| Replacement Visa Debit/ATM Card |
$6.00 |
| Counter
Check Fee (each) |
$0.50 |
| Safe
Deposit Boxes: |
| 3x5x21 |
$12.00 |
| 3x10x21 |
$20.00 |
| 5x10x21 |
$30.00 |
| 10x10x21 |
$60.00 |
